Taking A Semester Off

At some point before senior year of college most college students contemplate taking a semester off.  Some claim it’s necessary sometimes for a persons mental health. Especially if they are overwhelmed and school’s stressing them out hectically. But as soon as you bring this idea to someone else, they’ll immediately tell you that, “you’re not gonna come back”.  So many college dropouts were students who just wanted “a semester off”. That one semester off turned into an eternity.  But is that it? Are their college students who are able to successfully take a semester off and come back recharged? Or do they just all end up not coming back.

What about the students who have no choice? The ones whose FASFA amounts steadily decrease until the point of having to work two jobs. Is it still not reasonable for them to take a semester off because of the risk of not coming back. They are already at risk regardless. Taking a semester off may be the hand you are dealt, but either way its a gamble.

Studenomics did an interesting article titled “Taking the semester off from college, is it worth it“?  They give positive reasons as to why taking a semester off could be beneficial. One intelligent concept they push, which I have heard from nowhere else, is actively paying ya student loan debt while on a break.

This s a very advanced thinking. But one has to have the means of being able to afford to pay their debt. Meaning while you are taking time off, you end up finding a very good job. But in reality finishing college in 4 years is a social construct. And we all know everybody in society does not fall within the lines of every social construct they are supposed to follow. One student made a powerful quote on the subject. She stated

“I took time off because it was right for me. What I found was that I’m not the only one who felt the way I did. And even more importantly, I don’t have to follow the path that everyone thinks must be followed. I took time off and I’m finishing early. What others say about you says more about them than it does you. Don’t judge people just because they sin differently than you” (HerCampus.com) .

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The Odyssey Online also claimed that taking a semester off is a good way to recharge . However, they also speak on the return rate. But they claim that those who don’t come back are those who realized college is not for them. They may now be in their field getting experience or traveling the world.

In Conclusion there are various reasons why it may be necessary for one to take a semester off. If they are plagued with certain issues, or simply just find themselves doing a lot of self questioning. Either way we cannot question people’s decisions for their life. We are all simply just experiencing and trying to find out OUR specific path.

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Tis The Season

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The  most wonderful “holiday” is upon us. No not Christmas, were talking about a week long holiday that single handedly changes the world.

Spring Break is one of the most infamous things about college. From eight years old I was asking what’s the big deal about college spring break. As my sister would take the remote from me to watch the celebrities perform on MTV’s Spring Break concert. I would always be puzzled at the excitement the kids would express on the beach. This was until I became that kid on the beach.

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Spring Break like all breaks gives the much needed release from classes. But Spring Break does it with style. In 2015,  Chicago Tribune reported that over 50 percent of university students planned to travel for spring break. That’s a lot of people awaiting this infamous date.

Lauren Padilla from USA today said it best.

If spring break were a character, it would be Regina George’s mom from Mean Girls. “I’m not a regular break. I’m a cool break,” it would say. Unlike winter or fall vacations, full of apple crisp and family get-togethers, spring break is … hardcore.

For more reasons than one spring break is the most important break for college students.
Most college students have a crazy spring break experience that they can’t wait to tell their kids. Students go so crazy during spring break the rest of the world hates it. Some places like Gulf Shores have made an announcement to the spring breakers, “We’ll Arrest you“.

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Safety and health is also important as the CDC is warning students about the harmful Zika virus. The Centers for Disease Control and Prevention is warning travelers heading to Central America, South America, the Pacific islands, parts of Asia and even the Miami and Brownsville, Texas areas to take precautions against the mosquito-borne disease.

Although we know Spring Break is a great time for us all we must enjoy ourselves while taking the necessary precautions It’s very important that students remain smart and safe throughout break. We know the show much go on regardless of the party poopers, we still must keep them in mind.

Go to School They Said

student-loanAs a kid they all told us to go to the school but what they didn’t tell us was that we would be  accompanied by a large sum of debt. We must be aware of the current epidemic that is student loans. Student loans are the highest they have ever been, and it will only get worse. Student loan debt is becoming so insane that not going to college could very well be interpreted as a  business decision. Neil Swidey from Globe said that “The College Debt Crisis Is Worse Than You Think“. She said that even though we tell students they need a bachelors degree to get ahead, the numbers may not add up for the students. These students are often being loaded up with staggering debt that is completely out of whack with the earnings boost they’ll likely get from a degree at a non selective or less selective college”.  How much is this debt exactly?

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According to The Institute for College Access and Success (TICAS) Project on Student Debt, the average borrower will graduate $26,600 in the red. 10 percent graduating with more than 40,000 in debt and 1 percent graduating with $100,000. Forbes did an article explaining the total amount of the student loan debt, they said that the total student loan debt was 1 Trillion. The Consumer Financial Protection Bureau is the database which proclaimed that student loan debt has reached a new milestone, crossing the $1.2 trillion mark — $1 trillion of that in federal student loan debt. But yet regardless of these problems we will be told in the end it will all be worth it. But from a business aspect is it really. “You’ll pay it back off, you will get a good job, there is nothing to worry about”. John Wasik explained “Why College Loans Are The Worst Debt“.  This article revealed a truth that we don’t want to accept.  Relatively small debts can cause big problems, he found. “There is no ‘safe’ amount of student debt: Borrowers with small balances struggle to repay them at the same rate as borrowers with higher balances.” Just by going to college we are taking a risk regardless of whether we want to accept it. My father always told me to be be ready for what you step into. As college students we need to understand this most of all, our financial life may very well depend on it. bigstock-Debt-Free-Green-Road-Sign-with-14349353.jpg